Privacy Policy

Scope and data collected

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Oikos provides management services to business and individual clients. In order to deliver these services, Oikos may process the following personal data on behalf of my clients:

• Contact details (names, email addresses, phone numbers)

• Calendar and scheduling information

• Basic customer or vendor records shared by the client

• Login credentials that the client chooses to share for tools used in their business

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Oikos uses this information solely to perform the tasks it’s clients assign, such as managing communications, scheduling, research, and document organization.

 

Oikos does not sell or share personal data with third parties for marketing purposes.

 

Financial and billing information

 

When assisting with bookkeeping or invoicing, Oikos may process:

• Customer and vendor names and contact details

• Invoice details, payment records, and transaction dates

• Partial payment information (for example, last four digits of a card number) when visible in accounting software

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Oikos does not store or collect full payment card numbers, CVV codes, or online banking credentials outside the systems chosen by the client.

 

Third‑party accounting tools

Oikos works within accounting and payment platforms selected by the client (such as QuickBooks). These providers act as independent data controllers or processors and process data under their own privacy policies.

 

Regulatory awareness

Oikos does not act as a tax advisor or financial institution. Oikos encourages clients to consult qualified professionals regarding their compliance obligations.

 

Team members and subcontractors

Oikos may engage vetted subcontractors or team members to help deliver services. When Oikos does, they are granted only the access necessary to perform their tasks and are bound by written confidentiality obligations.

 

Client instructions

As a service provider, Oikos processes personal data only on documented instructions from the client.